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New RBC Data Reveals a Tale of Two Markets

RBC just released their latest housing outlook—and it confirms what many buyers and sellers are starting to feel:

👉 Canada’s housing market is no longer moving in one direction.

In fact, we’re seeing two very different stories play out at the same time.

Here’s the current landscape, according to RBC Economics (July 10, 2025):

📉 In Southern Ontario and BC:

• Prices are falling—Toronto’s MLS HPI is down 5.5% year-over-year
• Inventory is at multi-decade highs, giving buyers more options and leverage
• In Vancouver, active listings just hit a 13-year high, with prices still trending down

📈 In the Prairies, Quebec, and the Atlantic region:

• Prices continue to climb, supported by tight supply and resilient demand
• In Montreal, median prices are up 7.4% for single-family homes
• The Calgary market is softening—but supply and demand are largely in balance

What does this mean for you?

Where you live—and where you’re moving next—matters more than ever.

If you're planning to sell, timing your move with local market data can help you:

✔ Price competitively (without leaving money on the table)

✔ Market strategically, especially in regions where buyers have power

✔ Take advantage of regional momentum—whether you're upsizing, downsizing, or relocating

If you'd like a local market report or want to talk through your strategy, just hit reach out. We'll share insights based on your area—and what the next few months could look like for your home.

Talk soon,
CHRIS, PATRIC, JULIE, JASMINE, KRISTI & BRELL

Scroll down for our regular real estate and community features.

P.S. RBC expects these regional differences to persist into 2026. That makes local market intelligence more valuable than ever.

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WHAT'S HAPPENING?

WHAT ELSE WE ARE TALKING ABOUT

ALL ABOUT THE STATS

 Wondering what’s happening in the North Okanagan market? Here’s what buyers and sellers need to know from the June 2025 market stats by the Association of Interior REALTORS®️; 

 Single-family home sales are up 12.8%, with average days on market down 16% to 50 days. Demand is solid, and well-priced homes are moving faster.

 Benchmark prices are up 3–5% across all home types, with single-family homes averaging $784,100. It’s steady, healthy growth that signals long-term stability. (Remember: every home is unique, so your value depends on features, location, and condition.)

 Townhome and condo sales dipped 6%, with inventory a bit higher, meaning more choice and negotiation potential for buyers in that segment.

 Overall inventory is similar to last year, offering balance and options for both sides of the deal.

Bottom line? Moves are being made, and opportunities are here. 

𝗪𝗵𝗲𝘁𝗵𝗲𝗿 𝘆𝗼𝘂’𝗿𝗲 𝗯𝘂𝘆𝗶𝗻𝗴, 𝘀𝗲𝗹𝗹𝗶𝗻𝗴, 𝗼𝗿 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗻𝗲𝘅𝘁 𝘀𝘁𝗲𝗽, 𝘄𝗲’𝗿𝗲 𝗵𝗲𝗿𝗲 𝘁𝗼 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝗻𝗮𝘃𝗶𝗴𝗮𝘁𝗲 𝗶𝘁 𝘄𝗶𝘁𝗵 𝗰𝗼𝗻𝗳𝗶𝗱𝗲𝗻𝗰𝗲.  Let’s talk about your goals.

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