The HOLM Stretch | July 25th, 2025
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Why so many Canadians feel stuck right now
According to a new survey from Mortgage Professionals Canada, 70% of recent homebuyers say they couldn’t have purchased without financial help from family.
In today’s market, help with a down payment isn’t a bonus—it’s becoming a necessity.
Between rising costs, minimal interest rate relief, and mounting financial stress, it’s no wonder first-time buyers are feeling the pressure. Here's what else the data shows:
✔ 1 in 5 homeowners with a mortgage renewal coming soon are worried about affording their new payments
✔ 27% of Canadians can’t pay all their bills right now
✔ Most households are delaying major life decisions, waiting for rate cuts that may not come this year
Even as prices soften in some markets, affordability remains a major hurdle. And many people feel stuck—unsure whether now is the right time to make a move or continue waiting.
So what can you do in this kind of environment?
Whether you’re buying, selling, or just exploring your options:
- You need a clear understanding of your financial position
- You deserve honest advice on what’s realistic right now
- You benefit most from a strategy built for today—not yesterday
If you’re feeling uncertain or overwhelmed, we’re here to help make the process clearer. We can walk through your local market, your current home equity, or what it might take to buy in this climate.
Just reach out if you’d like to chat.
Talk soon,
CHRIS, PATRIC, JULIE, JASMINE, KRISTI & BRELL
Scroll down for our regular real estate and community features.
In North Okanagan Real Estate
As of the morning of Friday July 25, there are 1149 homes showing as active listings here in North Okanagan. On July 18, there were 1142 homes active.
Sales ranged from $199,900. to $1,236,000. Days to sell ranged from 12 to 320. 5 listings expired, 11 were cancelled.
33 prices were reduced over the last week.
Scroll down for our market recap for Vernon, Armstrong, and Coldstream real estate activity in the last 7 days.
$199,900.
Low Sale
33
New Listings
$1,236,000.
High Sale
20
Listings Sold
JUST LISTED
Armstrong BC Real Estate | 2610 Colony Street
Check out this great 2 bedroom 1 bath Armstrong BC home on level lot....
Armstrong BC Real Estate | 3580 Warner Avenue
Explore this custom 5 bedroom 4 bath Armstrong BC home....
JUST SOLD
SOLD!! West Kelowna BC Real Estate | 3286 McRobbie Road
SOLD!! Explore this 3 bedrom 3 bath home in West Kelowna....
SOLD!! Westwold BC Real Estate | 5286 Kamloops Vernon Highway
SOLD!! Explore this 3 bedroom 2 bath Westwold BC home....
ICYMI...
WHAT'S HAPPENING?
WHAT ELSE WE ARE TALKING ABOUT
The ultimate prep guide for home sellers
You’ve probably asked yourself this at least once:“Where do I even start if I want to sell?”From decluttering and repairs to photos and showings, getting your home ready to list can feel like a full-time job. So we broke it down—step by step.No fluff. No guesswork. Just a clear plan that helps you move forward with confidence.
The Step-by-Step Guide to Getting Your Home Ready to Sell
This guide breaks the process down into manageable, strategic steps so you can feel confid...
Farms & Orchards
The natural elements that make this lake region ideal for growing grapes, also mean perfec...
MAKING TRACKS
Exploring RDOS trails
South Okanagan-Similkameen has unique trails, plus a cycling pilot
WEEKLY REAL ESTATE REPORT
Armstrong BC Real Estate Recap
A look at Armstrong Spallumcheen Market Activity for the last 7 days.
7
New Listings
3
Listings Sold
0
Price Up
5
Price Down
Vernon BC Real Estate Recap
A look at the Vernon market activity in the last 7 days
19
New Listings
14
Listings Sold
0
Price Up
18
Price Down
Coldstream BC Real Estate Recap
A look at Coldstream market activity over the last 7 days
5
New Listings
1
Listings Sold
0
Price Up
1
Price Down
Enderby BC Real Estate Recap
A look at Enderby /Grindrod BC market activity over the last 7 days
1
New Listings
0
Listings Sold
0
Price Up
4
Price Down