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The HOLM Stretch | March 14, 2025
Chris Holm & Associates
We want you to know that our team is unique in the way we chose to approach real estate here in the North Okanagan. We are a true real estate co...
We want you to know that our team is unique in the way we chose to approach real estate here in the North Okanagan. We are a true real estate co...
Thanks for stopping by!
Buy a home with no down payment?
Saving for a down payment is the biggest hurdle to homeownership. But what if you didn’t have to wait years to save up that big lump sum?
The good news? It’s possible—and there are several ways to make it happen:
👉 Government Programs – The CMHC FlexDown Program lets you borrow your down payment from a personal loan or line of credit. This can be a great option if you have strong financials but haven’t had the time to save.
👉 Private Lenders – Some private lenders offer no-down-payment mortgages with more flexible terms. Just be aware that interest rates and conditions may be different from traditional banks.
👉 Rent-to-Own – With a rent-to-own agreement, a portion of your monthly rent goes toward the future purchase of the home. It’s a great way to work toward homeownership while improving your credit and saving at the same time.
👉 Leverage Existing Equity – Already own a home? You can use your home equity as a down payment on your next property, helping you move sooner without the need for additional savings.
Homeownership might be closer than you think. If you’d like to explore your options, we’re happy to walk you through the process.
Talk soon,
CHRIS, PATRIC, JULIE, JASMINE, KRISTI & BRELL
Scroll down for our regular real estate and community features.
In North Okanagan Real Estate
As of the morning of Friday March 14, there are 775 homes showing as active listings here in North Okanagan. On March 7, there were 734 homes active.
Sales ranged from $164,000. to $1,240,000. Days to sell ranged from 2 to 246. 4 listings expired, 15 were cancelled.
26 prices were reduced over the last week.
Scroll down for our market recap for Vernon, Armstrong, and Coldstream real estate activity in the last 7 days.
$164,000.
Low Sale
84
New Listings
$1,240,000.
High Sale
27
Listings Sold
JUST LISTED
Vernon BC Real Estate | 3700 28A Street # 106
Perfect Starter or investment opportunity in Downtown Vernon. 2 Bed 1 Bath. No Stairs....
Spallumcheen BC Real Estate | 4132 Crozier Road
Check out this Spallumcheen home on almost .7 acre lot....
Vernon BC Real Estate | 83 Peregrine Way #34
You are going to love the view from this 2 bedroom 2 bath lake view home with your own ac...
JUST SOLD
Vernon BC Real Estate | 1600 43rd Avenue #31
SOLD!! Renovated Must See 2 bed 2 bath Harwood Home...
ICYMI...
OUR FAVES
WHAT'S HAPPENING?
WHAT ELSE WE ARE TALKING ABOUT
ALL ABOUT THE STATS.
𝗧𝗵𝗲 𝗿𝗲𝗮𝗹 𝗲𝘀𝘁𝗮𝘁𝗲 𝗺𝗮𝗿𝗸𝗲𝘁 𝗶𝘀 𝗮𝗹𝘄𝗮𝘆𝘀 𝗺𝗼𝘃𝗶𝗻𝗴, 𝗮𝗻𝗱 𝘁𝗵𝗲 𝗹𝗮𝘁𝗲𝘀𝘁 𝗻𝘂𝗺𝗯𝗲𝗿𝘀 𝗳𝗿𝗼𝗺 𝗧𝗵𝗲 𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗶𝗼𝗻 𝗼𝗳 𝗜𝗻𝘁𝗲𝗿𝗶𝗼𝗿 𝗥𝗘𝗔𝗟𝗧𝗢𝗥𝗦® 𝘀𝗵𝗼𝘄 𝗷𝘂𝘀𝘁 𝗵𝗼𝘄 𝗺𝘂𝗰𝗵 𝘁𝗵𝗶𝗻𝗴𝘀 𝗵𝗮𝘃𝗲 𝘀𝗵𝗶𝗳𝘁𝗲𝗱 𝗶𝗻 𝗿𝗲𝗰𝗲𝗻𝘁 𝘄𝗲𝗲𝗸𝘀. Whether you’re thinking of buying, selling, investing, or simply staying informed, having accurate info is crucial.
𝗛𝗲𝗿𝗲’𝘀 𝘁𝗵𝗲 𝘁𝗵𝗶𝗻𝗴 
The market today looks different from last month, last quarter, or even last year. That’s why it’s so important to stay in the loop with fresh insights that reflect the current landscape.
In a market with higher sales, especially in the condo and townhome markets, we’re seeing increased buyer interest, likely due to their affordability and flexibility. These properties are popular with both first-time buyers and those downsizing. On the other hand, single-family homes are averaging 89 days on the market, suggesting buyers are being more cautious and taking time to find the right fit. This could mean opportunities for negotiation and a chance for sellers to stand out with the right pricing and presentation.
Understanding these trends will help you make a more informed decision. Let’s talk about how we can help you make a smart move—no matter what the market looks like.
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WEEKLY REAL ESTATE REPORT
Armstrong BC Real Estate Recap
A look at Armstrong Spallumcheen Market Activity for the last 7 days.
3
New Listings
3
Listings Sold
0
Price Up
4
Price Down
Vernon BC Real Estate Recap
A look at the Vernon market activity in the last 7 days
57
New Listings
20
Listings Sold
0
Price Up
17
Price Down
Coldstream BC Real Estate Recap
A look at Coldstream market activity over the last 7 days
7
New Listings
2
Listings Sold
0
Price Up
3
Price Down