The HOLM Stretch | January 30th , 2026
Thanks for stopping by!
If you’re planning a move in 2026, this is the trend to watch
If 2025 felt like “two different markets” depending on where you looked, you weren’t imagining it.
By December, national home prices were slightly lower year over year. The average sale price was down 0.5%, and the MLS benchmark was down 4.0%. Sales were also subdued, with 470,314 homes changing hands in 2025, one of the lowest annual totals since 2013.
But the bigger shift was how regional everything became, and why.
Where the market cooled most
- Ontario and B.C. led the correction. Ontario’s average price was down 4.0% in 2025 and the benchmark was down 5.6%. The GTA was down about 6%, with some northern GTA markets seeing larger drops.
- B.C. saw even steeper declines, with average prices down 5.6% and benchmark prices down 6.4%. Vancouver had nine straight months of benchmark declines.
Where it stayed strong
Quebec stood out. Provincial average and benchmark prices rose 8.0% and 7.1%, and the Greater Montreal area’s average price climbed 8.7%.
Where it was mixed
Alberta cooled unevenly. Calgary was basically flat, while Edmonton rose 4.5%.
The thread running through all of this is affordability. Higher borrowing costs and stretched budgets pushed more first-time buyers toward regions and price points that still felt within reach. As investor demand faded, affordability started doing more of the steering.
So what about 2026? Forecasts are cautious. RBC expects conditions to turn modestly positive by the end of 2026, while TD is looking for around 4% price growth. Either way, any recovery likely depends heavily on interest rate trends, and Toronto and Vancouver are not expected to snap back into hot-market mode quickly.
If you’re thinking about buying or selling this year, the national headline is a starting point, not an answer. Your neighbourhood, home type, and price band matter more than ever.
Reply with your neighbourhood (or postal code), and we can send over recent sales, current competition, and what buyers are paying attention to right now.
Talk soon,
CHRIS, PATRIC, JULIE, JASMINE, KRISTI & BRELL
Scroll down for our regular real estate and community features.
In North Okanagan Real Estate
As of the morning of Friday January 30 there are 665 homes showing as active listings here in North Okanagan. On January 23 there were 661.
Sales ranged from $239,800. to $1,225,000. Days to sell ranged from 16 to 249. 6 listings expired, 11 were cancelled.
12 prices were reduced over the last week.
Scroll down for our market recap for Vernon, Armstrong, Coldstream & Enderby real estate activity in the last 7 days.
$239,800.
Low Sale
45
New Listings
$1,225,000.
High Sale
25
Listings Sold
JUST LISTED
Enderby BC Real Estate | 48 Waterside Road
Explore this home 4 bed 4 bath home on 4+ acres outside Enderby...
Mara BC Real Estate | 7704 Highway 97 A
This distinctive property features over 6 acres of land, combining a thriving campground i...
Vernon BC Real Estate | 6250 Quail Road
View this 2 bedroom 2 bath manufacgtured home on .23 acre lot in Vernon BC...
JUST SOLD
SOLD!! Spallumcheen BC Real Estate | 1951 Wolfgang Road
SOLD!! Explore this 4 bedroom 3 bath Spallumcheen home on just over 5 acres...
SOLD!! Coldstream BC Real Estate | 123 Ranchland Place
SOLD!! Incredible home with carriage home on. 7 acres in Coldstream ...
ICYMI...
WHAT'S HAPPENING?
WHAT ELSE WE ARE TALKING ABOUT
The home habits that actually stick in 2026
Most home organization advice asks you to overhaul everything at once. That rarely works long-term because it relies on constant motivation instead of simple habits that run on autopilot.
This post walks through the household setups that make the biggest difference with minimal ongoing effort.
You'll learn about:
- Entry wall coordination that eliminates the daily search for keys and wallets
- Donation boxes that make decluttering automatic instead of overwhelming
- 30-minute Sunday meal planning that prevents weeknight dinner stress
- The 5-minute nightly reset that means you wake up to clean spaces
- Weekly 15-minute room refreshes that prevent the "need an entire Saturday" trap
- Why homes with these habits show better when it's time to sell
New Year, New Routines: Simple Home Updates That Make Daily Life Easier
Easy home routines that make daily life smoother. From entry coordination to nightly reset...
IN AND AROUND TOWN
Greater Vernon
Welcome to Vernon in the sunny North Okanagan, where our casual lifestyle is paired with s...
WEEKLY REAL ESTATE REPORT
Armstrong BC Real Estate Recap
A look at Armstrong Spallumcheen Market Activity for the last 7 days.
2
New Listings
3
Listings Sold
0
Price Up
2
Price Down
Vernon BC Real Estate Recap
A look at the Vernon market activity in the last 7 days
36
New Listings
16
Listings Sold
0
Price Up
8
Price Down
Coldstream BC Real Estate Recap
A look at Coldstream market activity over the last 7 days
2
New Listings
0
Listings Sold
0
Price Up
1
Price Down
Enderby BC Real Estate Recap
A look at Enderby /Grindrod BC market activity over the last 7 days
2
New Listings
2
Listings Sold
0
Price Up
0
Price Down

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