The HOLM Stretch | NOVEMBER 14th , 2025
Thanks for stopping by!
Fall housing update: A quiet season across most of Canada
RBC’s latest housing analysis shows that the fall market has stayed relatively subdued across much of Canada. Even with interest rates easing and confidence improving, buyers and sellers are still moving carefully.
Early October data shows mixed results across regions.
- Vancouver, Fraser Valley, Calgary, Saskatoon, and Montreal saw small increases in sales from September.
- Toronto, Edmonton, Regina, and Winnipeg posted modest declines.
In most provinces, inventory has grown, giving buyers more negotiating power and putting mild downward pressure on prices—especially in Ontario and British Columbia.
Toronto continues to see slow movement. Resales remain about 25% below pre-pandemic levels, and prices are roughly 5% lower than a year ago. RBC attributes this to economic uncertainty, a softer labour market, and reduced urgency among buyers who have more listings to choose from.
Montreal stands out as an exception, with sales up about 5% month over month. Limited supply is creating competition, and single-family homes have seen a 7.3% annual price gain.
In Vancouver, resales ticked up slightly in October but remain weak compared to earlier years. Abundant inventory and poor affordability continue to restrain activity, with prices down about 3.4% year over year.
Calgary remains one of the country’s more balanced markets. Resales are more than 40% above pre-pandemic norms, even as prices ease about 4% annually. A record number of homes under construction is expanding supply and giving buyers more leverage.
Across the country, RBC expects these regional patterns to persist through early 2026. A gradual recovery is anticipated as job growth and economic momentum improve, but affordability will remain the key factor shaping demand.
For Canadians considering a move, this period offers a chance to study local conditions closely. Each market is moving at its own pace, and understanding where opportunities are emerging will matter more than chasing national headlines.
Talk soon,
CHRIS, PATRIC, JULIE, JASMINE, KRISTI & BRELL
Scroll down for our regular real estate and community features.
In North Okanagan Real Estate
As of the morning of Friday November 14 there are 852 homes showing as active listings here in North Okanagan. On November 7th, there were 873 homes active.
Sales ranged from $205,000. to $1,700,000. Days to sell ranged from 15 to 245. 13 listings expired, 19 were cancelled.
40 prices were reduced over the last week. 2 price increased.
Scroll down for our market recap for Vernon, Armstrong, Coldstream & Enderby real estate activity in the last 7 days.
$205,000.
Low Sale
37
New Listings
$1,700,000.
High Sale
27
Listings Sold
JUST LISTED
Rock Creek BC Real Estate | 5950 Crouse Creek FSR
Explore this Okanagan Off Grid Opportunity! 1 bed one bath cabin on 1.97 acres!...
ICYMI...
WHAT'S HAPPENING?
WHAT ELSE WE ARE TALKING ABOUT
ALL ABOUT THE STATS
Could it be shaping up to be a busier winter market than usual? 
With residential sales up more than 14% across all home types, the Bank of Canada easing its overnight lending rate, and single-family homes spending less time on the market, signs are pointing to steady buyer confidence heading into the cooler months.For sellers, that means now is the time to get market ready. If you’ve been thinking about listing, start with the basics, fresh marketing, small updates that make a big impact, and a clear strategy for timing and pricing. Even simple prep work now can help your home stand out when buyers are looking for move-in-ready options through the holidays and early 2026.
Every home (and every seller) is different, and that’s where we come in. Our team can help you decide what’s worth doing, what to skip, and how to position your home for the strongest results in today’s shifting market.
𝗟𝗲𝘁’𝘀 𝗰𝗵𝗮𝘁 𝗮𝗯𝗼𝘂𝘁 𝘆𝗼𝘂𝗿 𝗻𝗲𝘅𝘁 𝗺𝗼𝘃𝗲, 𝘄𝗲’𝗱 𝗹𝗼𝘃𝗲 𝘁𝗼 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝗺𝗮𝗸𝗲 𝗶𝘁 𝗮 𝘀𝘂𝗰𝗰𝗲𝘀𝘀𝗳𝘂𝗹 𝗼𝗻𝗲.
OCTOBER North Okanagan Real Estate Report 2025
Your OCTOBER 2025 real estate update inclusive of year-over-year sales stats, current benc...
Don’t start that remodel just yet…
…You might not need to.
With buyers focused on affordability, a credit for new flooring or paint can make your home more appealing than a big renovation ever would.
It’s a simple switch that saves money and gives buyers what they want—choice.
Check out how this works and why it’s helping sellers right now.
Don’t Upgrade Your Home Yet—Offer Options Instead
Instead of full renovations, more sellers are offering improvement credits to help buyers ...
IN AND AROUND TOWN
NOM NOM
WEEKLY REAL ESTATE REPORT
Armstrong BC Real Estate Recap
A look at Armstrong Spallumcheen Market Activity for the last 7 days.
8
New Listings
3
Listings Sold
0
Price Up
3
Price Down
Vernon BC Real Estate Recap
A look at the Vernon market activity in the last 7 days
24
New Listings
18
Listings Sold
1
Price Up
28
Price Down
Coldstream BC Real Estate Recap
A look at Coldstream market activity over the last 7 days
2
New Listings
2
Listings Sold
1
Price Up
5
Price Down
Enderby BC Real Estate Recap
A look at Enderby /Grindrod BC market activity over the last 7 days
1
New Listings
2
Listings Sold
0
Price Up
2
Price Down


.png)

